For Individuals

Portfolio structuring (review of structure and risk)

Development of a new risk and return structure, strategic portfolio diversification

After an audit and analysis of an investor's current portfolio, quite often it becomes necessary to revise the structure and composition of the portfolio. If the portfolio return does not suit you, the portfolio contains excessive risks or excessive diversification, then we can help you review your portfolio and balance its parameters for the better.

Usually, this requires developing an individual investment strategy, adapting your current portfolio to the given and optimal risk and return parameters. Basically, a review of the structure and risk of the portfolio is carried out in order to ensure that the parameters of the portfolio correspond to the investor's risk tolerance, and also to ensure that the portfolio can achieve the target expected results for the investor.

That is, at the initial stage, we must, together with the investor, determine his risk tolerance, formulate a clear goal expressed in the amount of money, plan the investment horizon, and only after that develop a new, more balanced investment strategy.

You can find out more relevant and useful information about modern investments in US stocks and funds on the main page of the site. Please fill out an application for a free online consultation about the service Portfolio structuring (review of structure and risk), and our experts will contact you as soon as possible!


See the price of services on the page - Prices for services

Assessment of the Strategic structure of assets
Assessment of the Strategic structure of assets
Portfolio structuring (review of structure and risk)
Investment services, Kyiv, Ukraine.
Development of a new risk and return structure
Assessment of the current strategic portfolio structure

Assessment of the current strategic portfolio structure

Assessment and revision of the portfolio structure by asset class, assessment of risk parameters and degree of diversification.

Optimization of the structure, risk and return parameters

Optimization of the structure, risk and return parameters

Adjustment of the optimal structure, profitability and risk of the portfolio, taking into account the goals and risk tolerance.

Our Approach:

First of all, we understand and respect the financial goals of our clients. To do this, we discuss your needs and take into account your tolerance and appetite for risk. In a way, we are also trying to dissuade clients from a simplistic understanding of the market and provide a deeper understanding of the broad possibilities of the stock market.

As a partner in the world of finance, IQ Smart Capital strives to create value for its clients through technology and knowledge in the field of finance and investment! Before concluding an agreement, we advise our clients, study their financial situation and the possibilities of long-term, successful and mutually beneficial cooperation.

Our Advantages:

We use a competent fundamental approach, modern analytical tools to develop strategies and implement the tasks of our clients! In our work, we focus on the stock market and ETFs of different asset classes, as these financial instruments provide an opportunity to achieve your goals and get a higher return per unit of risk than the broad market.

We mainly use long-term Relative Return Strategies, the purpose of which is to obtain a higher return per unit of risk, or to obtain a similar return, but with less risk.

We use a unique risk analysis and management system, which makes it possible to provide a stable return on investment and the optimal level of risk that is most suitable for our clients in the medium- and long-term period.

Benefits for Clients:

Clients of IQ Smart Capital can take advantage of modern wide opportunities of the stock market, have their own independent and unique investment portfolio that can cover average annual inflation, can provide high efficiency and stable results in in the medium- and long-term period.

A unique risk monitoring and management system allows us to adapt а current investment portfolio in advance to future changes in the economy. It also allows us to achieve a truly stable return on investment, depending on the strategy, goals and investment horizon!

Our Experts

Professional Financial engineering and Risk management of Portfolio investments. Research and Analysis of the stock market, Investment in US and European stocks. Development of Quantitative Investment Strategies, Smart-Beta Strategies and Relative Return Strategies.

Studied investment management and finance at MIM-Kyiv Business School. Studied at Tepper School of Business at Carnegie Mellon University (USA).

Many years of business management experience, entrepreneur with 25 years of experience. He has an MBA degree from Business School MIM-Kyiv, Master of Laws, specialist in financial and banking law.

Zair Iusupov

CEO and Chief Investment Strategist

Private Wealth Management, Development of Investment Strategies and Advisory

Useful information on the section

How to choose the most convenient investment portfolio structure?

How to choose the most convenient investment portfolio structure?

When building an investment portfolio, it's important to consider current and projected market conditions. For instance, if a downward trend in the market is expected, along with declining company profits, a rise in Federal Reserve interest rates, and tightening credit-monetary policies, it's prudent to take a more conservative position and restructure the portfolio accordingly. In such a scenario, the optimal approach would be a sectoral portfolio structure that allocates assets to more stable sectors. Preference should be given to companies with a low Beta coefficient, indicating their lower volatility compared to the market as a whole. Such companies typically face lower credit risks and boast a high Gross Margin, signifying their ability to generate stable income and maintain financial stability. Therefore, the portfolio structure should vary depending on current and projected economic conditions. For example, if an economic downturn is forecasted for the next one to two years, it would be wise to increase investments in defensive assets such as government bonds or stocks of companies in sectors like utilities, healthcare, and essential consumer goods. These sectors typically demonstrate stability even amidst economic uncertainty. At the same time, during periods of economic growth and favourable market conditions, investors may prefer a more aggressive strategy. In such conditions, one can increase the share of stocks of companies with high growth potential, including the technology sector, cyclical consumer goods sectors, and innovative industries. Thus, effective management of an investment portfolio requires flexibility and the ability to adapt to changing market conditions. This includes analyzing macroeconomic indicators such as Fed rates, inflation levels, and corporate profits, as well as understanding the specific characteristics of different sectors and companies. Only by considering all these factors can an optimal portfolio structure be constructed, capable of providing reliable capital protection and maximizing returns in various economic conditions. Be sure to call us for consultation:

Optimal sectoral structure of an investor's portfolio

Optimal sectoral structure of an investor's portfolio

If the market demonstrates a downward trend, it typically leads to a decrease in company profits, an increase in the Federal Reserve rate, and tightening of credit-monetary policy. In such conditions, it's wiser to adopt a more conservative position and adapt the investment portfolio to these changes. In a bearish market environment, the optimal solution would be to review the sectoral structure of the portfolio, favoring more stable sectors with a low Beta. These include sectors such as utilities, healthcare, and essential consumer goods. Companies in these sectors usually withstand market fluctuations better and possess more resilient financial indicators. Additionally, preference should be given to less leveraged companies with a high Gross Margin. These companies exhibit more stable profitability and lower debt burdens, making them more resilient in times of economic instability. Thus, the optimal portfolio structure will vary depending on market conditions. During periods of economic uncertainty and anticipated market declines, emphasis should be placed on defensive assets and sectors. Everything will depend on forecasts for the economy over the next 1-2 years and the investor's assessment of future economic conditions. When forming an investment portfolio, it is important to consider macroeconomic trends and be prepared for changes. Regular reassessment of risks and corresponding adjustments to assets will help minimize losses and ensure a stable income in volatile market conditions. Remember, this is very important for any investor!

What risk of an investment portfolio is acceptable?

What risk of an investment portfolio is acceptable?

The portfolio risk should carefully match the level of risk tolerance of the individual investor. Let's consider, for example, older investors who have stable sources of income, such as pensions, rental payments from real estate, or income from a successful business. Such investors can afford a moderate level of risk, as their financial position is quite stable. In investment terms, this could be described as a moderately aggressive strategy, involving diversification between stocks, bonds, and other assets. On the other hand, investors of the same age but with low incomes and unstable financial situations will choose a more conservative approach. For them, it is critically important to minimize the risk of portfolio value decline, as they are more vulnerable to financial shocks. In this case, the investment strategy will be focused on capital preservation with an emphasis on high-quality assets, such as government bonds or blue-chip stocks. Young entrepreneurs and investors under the age of 35, on the contrary, may afford aggressive investment strategies with a horizon of 5-10 years. In youth, they have more time to recover from potential losses, and they can benefit from high-yield but more volatile assets. Such a strategy often includes high-yield stocks, new technologies, and startups. In the long run, with proper risk diversification and careful asset selection, aggressive portfolios have high chances of outperforming the market. ОК? Thus, the key aspect of portfolio management is the proper alignment of the investment strategy with the investment goal and the level of risk the investor is willing to take. This requires regular review and adjustment of the portfolio depending on changes in the investor's financial situation and life circumstances. For consultations, follow the links below!